- Higher insurance cover
- Smooth returns
- Flexibility and liquidity
- Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions
- Death benefit: 250 times of the basic monthly premium + Return of premium paid (excluding 1st year premium) + Loyalty additions.
- Loyalty addition: will be declared after the policy has been in full force for at least 10 years.
- Auto cover: If the policy is in force for more than three years, the risk coverage will continue for another 12 months even if the premiums are not paid in that period.
- Surrender charge: No surrender charge will be deducted from policies surrendered after 5 years.
- Partial surrender: is available after 3 years and provides a smooth return on your needs.